/* ============================================================
   스타트런 LP 모객 랜딩페이지 — Main Stylesheet
   ============================================================ */

/* ---------- 0. CSS Variables ---------- */
:root {
  --primary: #1E5FD4;
  --primary-dark: #0B2C6E;
  --primary-light: #EBF2FF;
  --accent: #E87A00;
  --green: #1A9E57;
  --purple: #7C3AED;
  --text-primary: #0D1B3E;
  --text-secondary: #4A5568;
  --text-muted: #8896AA;
  --bg-white: #FFFFFF;
  --bg-light: #F7F9FC;
  --bg-dark: #0B2C6E;
  --border: #E2E8F0;
  --shadow-sm: 0 1px 3px rgba(30,95,212,0.08), 0 1px 2px rgba(0,0,0,0.04);
  --shadow-md: 0 4px 16px rgba(30,95,212,0.10), 0 2px 4px rgba(0,0,0,0.05);
  --shadow-lg: 0 20px 60px rgba(30,95,212,0.14), 0 8px 24px rgba(0,0,0,0.06);
  --radius-sm: 4px;
  --radius-md: 8px;
  --radius-lg: 10px;
  --radius-xl: 12px;
  --font: 'Noto Sans KR', 'Apple SD Gothic Neo', 'Malgun Gothic', sans-serif;
  --transition: all 0.3s cubic-bezier(0.4,0,0.2,1);
}

/* ---------- 1. Reset & Base ---------- */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: var(--font);
  color: var(--text-primary);
  background: var(--bg-white);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

img { max-width: 100%; display: block; }

a {
  color: var(--primary);
  text-decoration: none;
  transition: var(--transition);
}
a:hover { opacity: 0.8; }

button { cursor: pointer; border: none; background: none; font-family: var(--font); }

/* ---------- 2. Layout ---------- */
.container {
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 24px;
}

.section-pad {
  padding: 100px 0;
}

/* ---------- 3. Typography ---------- */
.section-label {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.18em;
  color: var(--primary);
  text-transform: uppercase;
  margin-bottom: 12px;
  display: block;
}

.section-title {
  font-size: clamp(28px, 4vw, 42px);
  font-weight: 800;
  line-height: 1.2;
  color: var(--text-primary);
  margin-bottom: 16px;
}

.section-desc {
  font-size: 17px;
  color: var(--text-secondary);
  line-height: 1.8;
  max-width: 640px;
}

.section-header.center {
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  margin-bottom: 60px;
}

.section-header.center .section-desc {
  text-align: center;
}

.section-header.light .section-title,
.section-header.light .section-desc {
  color: #fff;
}
.section-header.light .section-label {
  color: rgba(255,255,255,0.7);
}

/* ---------- 4. Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: 100px;
  font-size: 15px;
  font-weight: 700;
  transition: var(--transition);
  white-space: nowrap;
}

.btn-primary {
  background: var(--primary);
  color: #fff;
  box-shadow: 0 4px 20px rgba(30,95,212,0.30);
}
.btn-primary:hover {
  background: var(--primary-dark);
  box-shadow: 0 8px 30px rgba(30,95,212,0.40);
  transform: translateY(-2px);
  color: #fff;
  opacity: 1;
}

.btn-outline {
  background: transparent;
  color: var(--primary);
  border: 2px solid var(--primary);
}
.btn-outline:hover {
  background: var(--primary-light);
  color: var(--primary);
  opacity: 1;
  transform: translateY(-2px);
}

.btn-outline-light {
  background: transparent;
  color: #fff;
  border: 2px solid rgba(255,255,255,0.5);
}
.btn-outline-light:hover {
  background: rgba(255,255,255,0.1);
  color: #fff;
  opacity: 1;
  transform: translateY(-2px);
}

.btn-lg {
  padding: 16px 36px;
  font-size: 16px;
}

.btn-xl {
  padding: 18px 44px;
  font-size: 17px;
}

/* ---------- 5. Header / Nav ---------- */
.site-header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: rgba(255,255,255,0.95);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border);
  transition: var(--transition);
}

.header-inner {
  display: flex;
  align-items: center;
  height: 72px;
  gap: 32px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
}

.logo-mark {
  width: 36px;
  height: 36px;
  background: var(--primary);
  color: #fff;
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 900;
  font-size: 18px;
  flex-shrink: 0;
}

.logo-text {
  font-size: 17px;
  font-weight: 800;
  color: var(--primary-dark);
  letter-spacing: 0.05em;
}

.logo-light .logo-text { color: #fff; }
.logo-light .logo-mark { background: rgba(255,255,255,0.2); border: 1px solid rgba(255,255,255,0.3); }

.header-nav {
  display: flex;
  align-items: center;
  gap: 28px;
  flex: 1;
  margin-left: 16px;
}

.header-nav a {
  font-size: 14px;
  font-weight: 500;
  color: var(--text-secondary);
  white-space: nowrap;
}
.header-nav a:hover {
  color: var(--primary);
  opacity: 1;
}

.header-cta {
  margin-left: auto;
  flex-shrink: 0;
  padding: 10px 22px;
  font-size: 13px;
}

.mobile-menu-btn {
  display: none;
  flex-direction: column;
  gap: 5px;
  padding: 8px;
  margin-left: auto;
}
.mobile-menu-btn span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--text-primary);
  border-radius: 2px;
  transition: var(--transition);
}

.mobile-nav {
  display: none;
  flex-direction: column;
  background: white;
  border-top: 1px solid var(--border);
  padding: 16px 24px 24px;
  gap: 4px;
}
.mobile-nav.open {
  display: flex;
}
.mobile-nav-link {
  font-size: 15px;
  font-weight: 500;
  color: var(--text-secondary);
  padding: 10px 4px;
  border-bottom: 1px solid var(--border);
}
.mobile-nav-cta {
  margin-top: 12px;
  background: var(--primary);
  color: #fff !important;
  border-radius: 8px;
  text-align: center;
  padding: 14px;
  font-weight: 700;
  border-bottom: none;
}

/* ---------- 6. Hero ---------- */
.hero-section {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  padding-top: 120px;
  padding-bottom: 80px;
  background: linear-gradient(160deg, #F0F5FF 0%, #FFFFFF 60%, #F7F9FC 100%);
  overflow: hidden;
}

.hero-bg-graphic {
  position: absolute;
  inset: 0;
  z-index: 0;
}
.hero-grid {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.hero-content {
  position: relative;
  z-index: 1;
  max-width: 820px;
  margin: 0 auto;
  text-align: center;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--primary-light);
  color: var(--primary);
  border: 1px solid rgba(30,95,212,0.2);
  border-radius: 100px;
  padding: 8px 18px;
  font-size: 13px;
  font-weight: 600;
  margin-bottom: 32px;
}

.hero-title {
  font-size: clamp(36px, 5.5vw, 64px);
  font-weight: 900;
  line-height: 1.1;
  color: var(--text-primary);
  margin-bottom: 24px;
  letter-spacing: -0.02em;
}
.hero-title em {
  font-style: normal;
  color: var(--primary);
}

.hero-subtitle {
  font-size: 19px;
  color: var(--text-secondary);
  line-height: 1.8;
  margin-bottom: 40px;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.hero-cta-group {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  margin-bottom: 56px;
  justify-content: center;
}

.hero-trust-bar {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0;
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 20px 32px;
  box-shadow: var(--shadow-md);
  width: fit-content;
  margin: 0 auto;
}

.trust-item {
  padding: 8px 28px;
  text-align: center;
}
.trust-item strong {
  display: block;
  font-size: 22px;
  font-weight: 800;
  color: var(--primary);
}
.trust-item span {
  font-size: 12px;
  color: var(--text-muted);
  font-weight: 500;
}

.trust-divider {
  width: 1px;
  height: 40px;
  background: var(--border);
}

.hero-scroll-indicator {
  position: absolute;
  bottom: 40px;
  left: 50%;
  transform: translateX(-50%);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
}
.hero-scroll-indicator span {
  display: block;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--primary);
  animation: scrollBounce 1.5s ease-in-out infinite;
}
.hero-scroll-indicator span:nth-child(2) { animation-delay: 0.2s; opacity: 0.6; }
.hero-scroll-indicator span:nth-child(3) { animation-delay: 0.4s; opacity: 0.3; }

/* ---------- 7. About ---------- */
.about-section {
  background: var(--bg-white);
}

.about-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 28px;
  margin-bottom: 56px;
}

.about-card {
  background: var(--bg-light);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 36px 28px;
  transition: var(--transition);
}
.about-card:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
  border-color: var(--primary);
}

.about-card-icon {
  width: 56px;
  height: 56px;
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  margin-bottom: 20px;
}

.about-card h3 {
  font-size: 18px;
  font-weight: 700;
  color: var(--text-primary);
  margin-bottom: 12px;
}

.about-card p {
  font-size: 15px;
  color: var(--text-secondary);
  line-height: 1.7;
}

.philosophy-strip {
  background: linear-gradient(135deg, var(--primary-dark), var(--primary));
  border-radius: var(--radius-lg);
  padding: 40px 48px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.philosophy-inner {
  display: flex;
  align-items: center;
  gap: 32px;
  width: 100%;
  flex-wrap: wrap;
}

.philosophy-text {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  flex: 1;
}
.philosophy-text i {
  font-size: 28px;
  color: rgba(255,255,255,0.4);
  flex-shrink: 0;
  margin-top: 4px;
}
.philosophy-text p {
  font-size: 20px;
  font-weight: 600;
  color: white;
  line-height: 1.6;
}
.philosophy-meta span {
  font-size: 14px;
  color: rgba(255,255,255,0.6);
  white-space: nowrap;
}

/* ---------- 8. Metrics ---------- */
.metrics-section {
  position: relative;
  padding: 100px 0;
  overflow: hidden;
}

.metrics-bg {
  position: absolute;
  inset: 0;
  background: linear-gradient(160deg, #0B2C6E 0%, #1E3FA8 50%, #0B2C6E 100%);
  z-index: 0;
}

.metrics-content {
  position: relative;
  z-index: 1;
}

.metrics-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 20px;
  margin-top: 60px;
}

.metric-card {
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius-md);
  padding: 32px 20px;
  text-align: center;
  backdrop-filter: blur(10px);
  transition: var(--transition);
}
.metric-card:hover {
  background: rgba(255,255,255,0.14);
  transform: translateY(-2px);
}

.metric-num {
  font-size: clamp(32px, 3.5vw, 44px);
  font-weight: 900;
  color: white;
  line-height: 1;
  display: inline;
}

.metric-unit {
  font-size: 20px;
  font-weight: 700;
  color: rgba(255,255,255,0.7);
  display: inline;
}

.metric-label {
  font-size: 13px;
  color: rgba(255,255,255,0.6);
  margin-top: 10px;
  font-weight: 500;
  line-height: 1.4;
}

.metrics-note {
  text-align: center;
  font-size: 12px;
  color: rgba(255,255,255,0.4);
  margin-top: 40px;
}

/* ---------- 9. Strength ---------- */
.strength-section {
  background: var(--bg-light);
}

.process-flow {
  display: flex;
  align-items: flex-start;
  justify-content: center;
  gap: 0;
  flex-wrap: wrap;
  margin-bottom: 72px;
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 40px 32px;
  box-shadow: var(--shadow-sm);
}

.process-step {
  text-align: center;
  flex: 1;
  min-width: 120px;
  padding: 0 8px;
}

.process-icon {
  width: 56px;
  height: 56px;
  background: var(--primary-light);
  color: var(--primary);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  margin: 0 auto 14px;
  border: 2px solid rgba(30,95,212,0.15);
}

.process-label {
  font-size: 14px;
  font-weight: 700;
  color: var(--text-primary);
  margin-bottom: 6px;
}

.process-step p {
  font-size: 12px;
  color: var(--text-muted);
  line-height: 1.5;
}

.process-arrow {
  color: var(--primary);
  opacity: 0.4;
  font-size: 18px;
  padding-top: 20px;
  flex-shrink: 0;
}

/* Target Tags */
.target-section {
  margin-bottom: 64px;
}
.target-title {
  font-size: 22px;
  font-weight: 700;
  color: var(--text-primary);
  margin-bottom: 24px;
  text-align: center;
}
.target-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  justify-content: center;
}

.tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 10px 18px;
  border-radius: 100px;
  font-size: 14px;
  font-weight: 600;
  border: 1px solid transparent;
  transition: var(--transition);
}

.tag:hover { transform: translateY(-2px); box-shadow: var(--shadow-sm); }
.tag-tech { background: #EBF2FF; color: #1E5FD4; border-color: rgba(30,95,212,0.2); }
.tag-food { background: #FEF3E2; color: #E87A00; border-color: rgba(232,122,0,0.2); }
.tag-local { background: #F3EBFF; color: #7C3AED; border-color: rgba(124,58,237,0.2); }
.tag-esg { background: #EBF8EF; color: #1A9E57; border-color: rgba(26,158,87,0.2); }
.tag-smart { background: #FEF0F0; color: #E53E3E; border-color: rgba(229,62,62,0.2); }

/* Validator */
.validator-section {}
.validator-title {
  font-size: 22px;
  font-weight: 700;
  color: var(--text-primary);
  margin-bottom: 24px;
  text-align: center;
}
.validator-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 16px;
}
.validator-card {
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 24px 16px;
  text-align: center;
  transition: var(--transition);
}
.validator-card:hover {
  border-color: var(--primary);
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}
.validator-card i {
  font-size: 28px;
  color: var(--primary);
  margin-bottom: 12px;
  display: block;
}
.validator-card p {
  font-size: 14px;
  font-weight: 600;
  color: var(--text-primary);
  line-height: 1.5;
}
.validator-card span {
  font-size: 12px;
  color: var(--text-muted);
  font-weight: 400;
}

/* ---------- 10. Tax Benefit ---------- */
.tax-section {
  background: var(--bg-white);
}

.tax-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
  margin-bottom: 40px;
}

.tax-card {
  border-radius: var(--radius-lg);
  padding: 40px 36px;
  border: 1px solid var(--border);
  transition: var(--transition);
}
.tax-card:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}
.tax-card.personal {
  background: #EBF2FF;
}
.tax-card.corporate {
  background: #F3EBFF;
}

.tax-card-header {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 28px;
}
.tax-card-header i {
  font-size: 28px;
  color: var(--primary);
}
.tax-card.corporate .tax-card-header i {
  color: var(--purple);
}
.tax-card-header h3 {
  font-size: 22px;
  font-weight: 700;
  color: var(--text-primary);
}

.tax-benefit-list {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  margin-bottom: 24px;
}

.tax-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 8px;
  background: white;
  border-radius: var(--radius-sm);
  padding: 20px 14px;
  border: 1px solid var(--border);
}

.tax-item.full-width { grid-column: 1 / -1; }

.tax-rate {
  font-size: 26px;
  font-weight: 900;
  color: var(--primary);
  line-height: 1;
  white-space: nowrap;
}
.tax-rate.corp {
  font-size: 18px;
  color: var(--purple);
  text-align: center;
  min-width: 64px;
}

.tax-desc {
  font-size: 13px;
  font-weight: 600;
  color: var(--text-primary);
  line-height: 1.4;
}
.tax-desc span {
  font-size: 11px;
  color: var(--text-muted);
  font-weight: 400;
  display: block;
  margin-top: 2px;
}

.tax-extra {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin-bottom: 12px;
}
.tax-extra i {
  color: var(--green);
  flex-shrink: 0;
  margin-top: 2px;
}
.tax-extra p {
  font-size: 14px;
  color: var(--text-secondary);
}

.tax-disclaimer {
  background: #FFF8E6;
  border: 1px solid rgba(232,122,0,0.2);
  border-radius: var(--radius-md);
  padding: 20px 24px;
  display: flex;
  align-items: flex-start;
  gap: 12px;
}
.tax-disclaimer i {
  color: var(--accent);
  flex-shrink: 0;
  margin-top: 2px;
}
.tax-disclaimer p {
  font-size: 13px;
  color: var(--text-secondary);
  line-height: 1.6;
}

/* ---------- 11. Calculator ---------- */
.calculator-section {
  background: var(--bg-light);
}

.calculator-card {
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  padding: 48px;
  box-shadow: var(--shadow-md);
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: start;
}

.calc-inputs {
  display: flex;
  flex-direction: column;
  gap: 28px;
}

.calc-field label {
  display: block;
  font-size: 14px;
  font-weight: 700;
  color: var(--text-primary);
  margin-bottom: 10px;
}

.input-slider-group {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.input-wrap {
  display: flex;
  align-items: center;
  background: var(--bg-light);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  overflow: hidden;
}

.input-wrap input {
  flex: 1;
  border: none;
  background: none;
  padding: 12px 16px;
  font-size: 20px;
  font-weight: 700;
  color: var(--primary);
  font-family: var(--font);
  outline: none;
  width: 100%;
}

.input-unit {
  padding: 12px 16px;
  font-size: 14px;
  font-weight: 600;
  color: var(--text-muted);
  background: var(--bg-light);
  border-left: 1px solid var(--border);
  white-space: nowrap;
}

.range-slider {
  width: 100%;
  accent-color: var(--primary);
  cursor: pointer;
}

.range-labels {
  display: flex;
  justify-content: space-between;
  font-size: 11px;
  color: var(--text-muted);
}

.calc-field select {
  width: 100%;
  padding: 14px 16px;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  font-size: 15px;
  color: var(--text-primary);
  background: var(--bg-light);
  font-family: var(--font);
  outline: none;
  cursor: pointer;
}

.calc-result {
  background: var(--primary-dark);
  border-radius: var(--radius-lg);
  padding: 36px 32px;
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.result-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-bottom: 16px;
  border-bottom: 1px solid rgba(255,255,255,0.12);
  gap: 16px;
}
.result-row:last-of-type {
  border-bottom: none;
}

.result-label {
  font-size: 14px;
  color: rgba(255,255,255,0.7);
  font-weight: 500;
}

.result-value {
  font-size: 18px;
  font-weight: 700;
  color: white;
  text-align: right;
}

.result-value.highlight {
  font-size: 26px;
  color: #FFD166;
}

.calc-cta-wrap {
  margin-top: 8px;
}
.calc-cta-wrap .btn-primary {
  width: 100%;
  justify-content: center;
}

.calc-disclaimer {
  text-align: center;
  font-size: 12px;
  color: var(--text-muted);
  margin-top: 24px;
}

/* ---------- 12. Reviews ---------- */
.reviews-section {
  background: var(--bg-white);
}

.reviews-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}

.review-card {
  background: var(--bg-light);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 32px 28px;
  transition: var(--transition);
}
.review-card:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
  border-color: var(--primary);
}

.review-stars {
  color: #F6C90E;
  font-size: 14px;
  margin-bottom: 16px;
  display: flex;
  gap: 4px;
}

.review-card blockquote {
  font-size: 15px;
  color: var(--text-secondary);
  line-height: 1.8;
  margin-bottom: 24px;
  font-style: italic;
}

.reviewer-info {
  display: flex;
  align-items: center;
  gap: 14px;
}

.reviewer-avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  color: white;
  font-size: 18px;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.reviewer-info strong {
  display: block;
  font-size: 15px;
  font-weight: 700;
  color: var(--text-primary);
}
.reviewer-info span {
  font-size: 13px;
  color: var(--text-muted);
}

/* ---------- 13. Value ---------- */
.value-section {
  background: var(--bg-light);
}

.value-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}

.value-card {
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 36px 32px;
  position: relative;
  transition: var(--transition);
}
.value-card:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
  border-color: var(--primary);
}

.value-num {
  font-size: 48px;
  font-weight: 900;
  color: var(--primary-light);
  line-height: 1;
  margin-bottom: 16px;
  font-variant-numeric: tabular-nums;
  -webkit-text-stroke: 2px rgba(30,95,212,0.2);
}

.value-card h3 {
  font-size: 18px;
  font-weight: 700;
  color: var(--text-primary);
  margin-bottom: 12px;
}

.value-card p {
  font-size: 15px;
  color: var(--text-secondary);
  line-height: 1.7;
}

/* ---------- 14. FAQ ---------- */
.faq-section {
  background: var(--bg-white);
}

.faq-list {
  max-width: 800px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.faq-item {
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  overflow: hidden;
  background: var(--bg-light);
  transition: var(--transition);
}
.faq-item.open {
  border-color: var(--primary);
  box-shadow: var(--shadow-sm);
}

.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 22px 24px;
  background: none;
  text-align: left;
}

.faq-question span {
  font-size: 16px;
  font-weight: 600;
  color: var(--text-primary);
  line-height: 1.4;
}

.faq-icon {
  font-size: 14px;
  color: var(--primary);
  flex-shrink: 0;
  transition: var(--transition);
}

.faq-item.open .faq-icon {
  transform: rotate(180deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease, padding 0.3s ease;
}

.faq-item.open .faq-answer {
  max-height: 400px;
}

.faq-answer p {
  padding: 0 24px 24px;
  font-size: 15px;
  color: var(--text-secondary);
  line-height: 1.8;
}

/* ---------- 15. Apply / CTA ---------- */
.apply-section {
  position: relative;
  z-index: 1;
  padding: 100px 0;
  overflow: hidden;
  background: var(--primary-dark);
}

.apply-bg {
  position: absolute;
  inset: 0;
  z-index: 0;
}
.apply-bg svg {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.apply-content {
  position: relative;
  z-index: 1;
  text-align: center;
}

.apply-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: 100px;
  padding: 8px 18px;
  font-size: 13px;
  font-weight: 600;
  color: rgba(255,255,255,0.9);
  margin-bottom: 28px;
}

.apply-title {
  font-size: clamp(28px, 4vw, 48px);
  font-weight: 900;
  color: white;
  line-height: 1.2;
  margin-bottom: 20px;
}

.apply-desc {
  font-size: 17px;
  color: rgba(255,255,255,0.75);
  line-height: 1.8;
  margin-bottom: 52px;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.apply-form {
  background: white;
  border-radius: var(--radius-xl);
  padding: 48px;
  max-width: 760px;
  margin: 0 auto;
  text-align: left;
  box-shadow: var(--shadow-lg);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin-bottom: 20px;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.form-group.full {
  margin-bottom: 20px;
}

.form-group label {
  font-size: 14px;
  font-weight: 600;
  color: var(--text-primary);
}

.required { color: var(--primary); }

.form-group input,
.form-group select,
.form-group textarea {
  padding: 14px 16px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  font-size: 15px;
  color: var(--text-primary);
  font-family: var(--font);
  outline: none;
  transition: var(--transition);
  background: var(--bg-light);
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--primary);
  background: white;
  box-shadow: 0 0 0 3px rgba(30,95,212,0.1);
}

.form-group textarea { resize: vertical; }

.form-consent {
  margin-bottom: 28px;
}
.consent-label {
  display: flex;
  align-items: center;
  gap: 10px;
  cursor: pointer;
  font-size: 14px;
  color: var(--text-secondary);
}
.consent-label input[type="checkbox"] {
  width: 18px;
  height: 18px;
  accent-color: var(--primary);
  flex-shrink: 0;
  margin: 0;
  padding: 0;
  border: none;
}
.consent-link {
  color: var(--primary);
  text-decoration: underline;
}

.form-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}
.form-actions .btn {
  flex: 1;
  justify-content: center;
  min-width: 200px;
}

.apply-success {
  background: white;
  border-radius: var(--radius-xl);
  padding: 64px 48px;
  max-width: 560px;
  margin: 0 auto;
  text-align: center;
  box-shadow: var(--shadow-lg);
}
.apply-success i {
  font-size: 56px;
  color: var(--green);
  margin-bottom: 20px;
  display: block;
}
.apply-success h3 {
  font-size: 26px;
  font-weight: 800;
  color: var(--text-primary);
  margin-bottom: 12px;
}
.apply-success p {
  font-size: 16px;
  color: var(--text-secondary);
  line-height: 1.8;
}

.hidden { display: none; }

/* ---------- 16. Footer ---------- */
.site-footer-bottom {
  background: #0D1B3E;
  padding: 64px 0 0;
}

.footer-inner {
  display: grid;
  grid-template-columns: 1fr 2fr;
  gap: 48px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.footer-brand {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.footer-tagline {
  font-size: 14px;
  color: rgba(255,255,255,0.45);
  line-height: 1.7;
}

.footer-links {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}

.footer-col {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.footer-col h4 {
  font-size: 13px;
  font-weight: 700;
  color: rgba(255,255,255,0.6);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-bottom: 6px;
}

.footer-col a {
  font-size: 14px;
  color: rgba(255,255,255,0.45);
}
.footer-col a:hover {
  color: white;
  opacity: 1;
}

.footer-legal {
  padding: 24px 0;
  text-align: center;
}

.footer-legal p {
  font-size: 12px;
  color: rgba(255,255,255,0.3);
  line-height: 1.6;
}

.footer-disclaimer {
  margin-top: 8px;
}

/* ---------- 17. Floating / Back-to-top ---------- */
.floating-cta {
  position: fixed;
  bottom: 88px;
  right: 28px;
  z-index: 900;
  opacity: 0;
  transform: translateY(20px);
  transition: var(--transition);
  pointer-events: none;
}
.floating-cta.visible {
  opacity: 1;
  transform: translateY(0);
  pointer-events: all;
}

.floating-btn {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
  background: var(--primary);
  color: white;
  border-radius: 20px;
  padding: 14px 18px;
  box-shadow: 0 8px 32px rgba(30,95,212,0.4);
  font-size: 12px;
  font-weight: 700;
  transition: var(--transition);
}
.floating-btn:hover {
  background: var(--primary-dark);
  transform: translateY(-2px);
  color: white;
  opacity: 1;
}
.floating-btn i {
  font-size: 20px;
}

.back-to-top {
  position: fixed;
  bottom: 28px;
  right: 28px;
  z-index: 900;
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: white;
  color: var(--primary);
  box-shadow: var(--shadow-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  opacity: 0;
  transform: translateY(20px);
  transition: var(--transition);
  pointer-events: none;
  border: 1px solid var(--border);
}
.back-to-top.visible {
  opacity: 1;
  transform: translateY(0);
  pointer-events: all;
}
.back-to-top:hover {
  background: var(--primary);
  color: white;
  transform: translateY(-2px);
}

/* ---------- 18. Animations ---------- */
.animate-fade-up {
  opacity: 0;
  transform: translateY(30px);
  animation: fadeUp 0.8s cubic-bezier(0.4,0,0.2,1) forwards;
}
.delay-1 { animation-delay: 0.15s; }
.delay-2 { animation-delay: 0.30s; }
.delay-3 { animation-delay: 0.45s; }
.delay-4 { animation-delay: 0.60s; }

@keyframes fadeUp {
  to { opacity: 1; transform: translateY(0); }
}

@keyframes scrollBounce {
  0%, 100% { transform: translateY(0); opacity: 1; }
  50% { transform: translateY(6px); opacity: 0.4; }
}

.reveal {
  opacity: 0;
  transform: translateY(40px);
  transition: opacity 0.7s cubic-bezier(0.4,0,0.2,1), transform 0.7s cubic-bezier(0.4,0,0.2,1);
}
.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}
.reveal.delay-1 { transition-delay: 0.12s; }
.reveal.delay-2 { transition-delay: 0.24s; }
.reveal.delay-3 { transition-delay: 0.36s; }
.reveal.delay-4 { transition-delay: 0.48s; }

/* ---------- 19. Responsive ---------- */
@media (max-width: 1024px) {
  .metrics-grid {
    grid-template-columns: repeat(3, 1fr);
  }
  .validator-grid {
    grid-template-columns: repeat(3, 1fr);
  }
  .calculator-card {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 860px) {
  .section-pad { padding: 72px 0; }

  .header-nav { display: none; }
  .header-cta { display: none; }
  .mobile-menu-btn { display: flex; }

  .hero-trust-bar {
    flex-direction: column;
    width: 100%;
    align-items: flex-start;
    padding: 20px 24px;
  }
  .trust-divider { width: 100%; height: 1px; }
  .trust-item { padding: 8px 0; text-align: left; }

  .about-grid {
    grid-template-columns: 1fr;
  }

  .philosophy-strip {
    padding: 28px 24px;
  }
  .philosophy-text p {
    font-size: 17px;
  }

  .metrics-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .process-flow {
    flex-direction: column;
    align-items: center;
    padding: 28px 20px;
  }
  .process-arrow {
    transform: rotate(90deg);
    padding: 0;
  }
  .process-step { min-width: 0; width: 100%; text-align: center; }

  .validator-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .tax-grid {
    grid-template-columns: 1fr;
  }

  .reviews-grid {
    grid-template-columns: 1fr;
  }

  .value-grid {
    grid-template-columns: 1fr;
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .form-actions {
    flex-direction: column;
  }
  .form-actions .btn {
    min-width: 0;
  }

  .footer-inner {
    grid-template-columns: 1fr;
    gap: 32px;
  }

  .footer-links {
    grid-template-columns: 1fr 1fr;
  }

  .apply-form {
    padding: 32px 20px;
  }
}

@media (max-width: 600px) {
  .hero-title { font-size: 34px; }
  .hero-subtitle { font-size: 16px; }
  .hero-cta-group { flex-direction: column; }
  .hero-cta-group .btn { width: 100%; justify-content: center; }

  .metrics-grid {
    grid-template-columns: 1fr 1fr;
  }

  .validator-grid {
    grid-template-columns: 1fr 1fr;
  }

  .footer-links {
    grid-template-columns: 1fr;
  }

  .calculator-card {
    padding: 28px 20px;
  }
}

@media (max-width: 400px) {
  .metrics-grid {
    grid-template-columns: 1fr;
  }
}

/* ============================================================
   20. STARTRUN FUND SECTION
   ============================================================ */

/* Fund Section Wrapper */
.fund-section {
  background: var(--bg-white);
}

/* ---- Fund Hero ---- */
.fund-hero {
  position: relative;
  background: #F7F9FC;
  border-top: 1px solid var(--border);
  padding: 100px 0 80px;
  overflow: hidden;
}
.fund-hero-bg {
  display: none;
}
.fund-hero-content {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr 420px;
  gap: 60px;
  align-items: center;
}
.fund-hero-left { display: flex; flex-direction: column; gap: 0; }

.fund-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--primary-light);
  color: var(--primary);
  border: 1px solid rgba(30,95,212,0.15);
  border-radius: 100px;
  padding: 8px 18px;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.04em;
  margin-bottom: 24px;
  width: fit-content;
}

.fund-hero-title {
  font-size: clamp(32px, 4vw, 52px);
  font-weight: 900;
  line-height: 1.15;
  color: var(--text-primary);
  margin-bottom: 20px;
  letter-spacing: -0.02em;
}
.fund-hero-title em {
  font-style: normal;
  color: var(--primary);
}

.fund-hero-desc {
  font-size: 17px;
  color: var(--text-secondary);
  line-height: 1.85;
  margin-bottom: 32px;
  max-width: 560px;
}
.fund-hero-desc strong { color: var(--primary); font-weight: 700; }

/* KPI bar */
.fund-kpi-bar {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 12px;
  margin-bottom: 36px;
}
.fund-kpi {
  display: flex;
  align-items: center;
  gap: 12px;
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 14px 18px;
  flex: 1;
  min-width: 130px;
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
}
.fund-kpi:hover { transform: translateY(-2px); box-shadow: var(--shadow-md); border-color: var(--primary); }
.fund-kpi i {
  font-size: 20px;
  color: var(--primary);
  flex-shrink: 0;
}
.fund-kpi strong {
  display: block;
  font-size: 15px;
  font-weight: 800;
  color: var(--primary);
  line-height: 1.2;
}
.fund-kpi span {
  font-size: 11px;
  color: var(--text-muted);
  font-weight: 500;
}

.fund-hero-cta {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

/* Fund Summary Card (right side) */
.fund-summary-card {
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  padding: 32px 28px;
  box-shadow: var(--shadow-lg);
  position: sticky;
  top: 100px;
}
.fund-summary-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 24px;
  padding-bottom: 16px;
  border-bottom: 1px solid var(--border);
}
.fund-tag {
  background: var(--primary);
  color: white;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.08em;
  padding: 5px 12px;
  border-radius: 100px;
}
.fund-status {
  font-size: 13px;
  font-weight: 600;
  color: var(--green);
  display: flex;
  align-items: center;
  gap: 6px;
}
.fund-status i { font-size: 8px; animation: pulse 1.5s ease-in-out infinite; }
@keyframes pulse { 0%,100%{opacity:1} 50%{opacity:0.4} }

.fund-summary-rows { display: flex; flex-direction: column; gap: 0; }
.fund-summary-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 12px 0;
  border-bottom: 1px solid var(--border);
  gap: 12px;
}
.fund-summary-row:last-child { border-bottom: none; }
.fsr-label {
  font-size: 13px;
  color: var(--text-muted);
  font-weight: 500;
  white-space: nowrap;
}
.fsr-value {
  font-size: 14px;
  font-weight: 600;
  color: var(--text-primary);
  text-align: right;
}
.fsr-value.highlight-val {
  color: var(--primary);
  font-weight: 800;
}

/* ---- Fund Compare ---- */
.fund-compare {
  background: var(--bg-light);
}

.compare-wrap {
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
}

.compare-table {
  width: 100%;
  border-collapse: separate;
  border-spacing: 0;
  background: white;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
}

.compare-table thead tr {
  background: var(--primary-dark);
}

.compare-th-label {
  padding: 20px 24px;
  font-size: 13px;
  font-weight: 600;
  color: rgba(255,255,255,0.6);
  text-align: left;
  width: 28%;
}
.compare-th-startrun {
  padding: 20px 24px;
  text-align: center;
  width: 36%;
  background: var(--primary);
}
.compare-th-other {
  padding: 20px 24px;
  font-size: 14px;
  font-weight: 600;
  color: rgba(255,255,255,0.7);
  text-align: center;
  width: 36%;
}

.compare-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: white;
  font-size: 15px;
  font-weight: 800;
}
.compare-badge i { color: #FFD166; }

.compare-table tbody tr {
  border-bottom: 1px solid var(--border);
  transition: var(--transition);
}
.compare-table tbody tr:hover { background: var(--bg-light); }
.compare-table tbody tr:last-child { border-bottom: none; }

.compare-item {
  padding: 18px 24px;
  font-size: 14px;
  font-weight: 600;
  color: var(--text-secondary);
}
.compare-startrun {
  padding: 18px 24px;
  font-size: 14px;
  font-weight: 600;
  color: var(--primary);
  text-align: center;
  background: rgba(30,95,212,0.03);
  border-left: 2px solid rgba(30,95,212,0.15);
  border-right: 2px solid rgba(30,95,212,0.15);
}
.compare-startrun i { color: var(--green); margin-right: 6px; }
.compare-other {
  padding: 18px 24px;
  font-size: 14px;
  color: var(--text-muted);
  text-align: center;
}
.compare-other i { color: #E53E3E; margin-right: 6px; }
.compare-other i.fa-minus-circle { color: var(--text-muted); }

/* ---- Fund Tax Tables ---- */
.fund-tax-table-section {
  background: var(--bg-white);
}

.tax-tables-wrap {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  margin-bottom: 24px;
}

.tax-table-card {
  background: var(--bg-light);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
}
.tax-table-card:hover { box-shadow: var(--shadow-md); transform: translateY(-3px); }

.tax-table-header {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 20px 24px;
  background: var(--primary-dark);
  color: white;
}
.tax-table-header i { font-size: 22px; opacity: 0.8; }
.tax-table-header h3 {
  font-size: 17px;
  font-weight: 700;
  color: white;
  margin-bottom: 2px;
}
.tax-table-header p { font-size: 12px; color: rgba(255,255,255,0.6); }

.fund-tax-table {
  width: 100%;
  border-collapse: collapse;
}
.fund-tax-table thead tr {
  background: rgba(30,95,212,0.06);
}
.fund-tax-table thead th {
  padding: 12px 16px;
  font-size: 12px;
  font-weight: 700;
  color: var(--text-muted);
  text-align: center;
  letter-spacing: 0.04em;
}
.fund-tax-table thead th:first-child { text-align: left; }
.fund-tax-table tbody tr {
  border-bottom: 1px solid var(--border);
  transition: var(--transition);
}
.fund-tax-table tbody tr:last-child { border-bottom: none; }
.fund-tax-table tbody tr:hover { background: rgba(30,95,212,0.03); }
.fund-tax-table td {
  padding: 14px 16px;
  font-size: 14px;
  color: var(--text-secondary);
  text-align: center;
}
.fund-tax-table td:first-child { text-align: left; font-weight: 500; }

.tax-highlight {
  font-size: 16px !important;
  font-weight: 800 !important;
  color: var(--primary) !important;
}

.tax-rate-badge {
  display: inline-block;
  background: var(--primary-light);
  color: var(--primary);
  font-size: 12px;
  font-weight: 800;
  padding: 4px 10px;
  border-radius: 100px;
  letter-spacing: 0.04em;
}
.tax-rate-badge.best {
  background: linear-gradient(135deg, #1E5FD4, #0B2C6E);
  color: white;
}

.fund-tax-note {
  text-align: center;
  font-size: 12px;
  color: var(--text-muted);
  margin-top: 8px;
}

/* ---- Safety Section ---- */
.fund-safety-section {
  background: var(--bg-light);
}

.safety-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-bottom: 60px;
}

.safety-card {
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 36px 28px;
  position: relative;
  transition: var(--transition);
}
.safety-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-lg); border-color: var(--primary); }

.safety-num {
  position: absolute;
  top: 20px;
  right: 24px;
  font-size: 40px;
  font-weight: 900;
  color: var(--primary-light);
  line-height: 1;
  -webkit-text-stroke: 1px rgba(30,95,212,0.15);
}

.safety-icon {
  width: 56px;
  height: 56px;
  background: var(--primary-light);
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  color: var(--primary);
  margin-bottom: 20px;
}

.safety-card h3 {
  font-size: 18px;
  font-weight: 700;
  color: var(--text-primary);
  margin-bottom: 12px;
}
.safety-card p {
  font-size: 14px;
  color: var(--text-secondary);
  line-height: 1.75;
  margin-bottom: 16px;
}

.safety-doc-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--bg-light);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  padding: 8px 14px;
  font-size: 12px;
  font-weight: 600;
  color: var(--text-secondary);
}
.safety-doc-badge i { color: var(--primary); }

/* Structure Flow */
.fund-structure {
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  padding: 48px;
  box-shadow: var(--shadow-sm);
}

.structure-title {
  font-size: 20px;
  font-weight: 700;
  color: var(--text-primary);
  text-align: center;
  margin-bottom: 40px;
}

.structure-flow {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
  margin-bottom: 32px;
  flex-wrap: wrap;
}

.sf-node {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  padding: 28px 32px;
  border-radius: var(--radius-md);
  text-align: center;
  min-width: 140px;
}
.sf-investor { background: #EBF2FF; border: 2px solid rgba(30,95,212,0.2); }
.sf-fund { background: var(--primary); color: white; border: 2px solid var(--primary); }
.sf-company { background: #EBF8EF; border: 2px solid rgba(26,158,87,0.2); }

.sf-node i { font-size: 28px; }
.sf-investor i, .sf-company i { color: var(--primary); }
.sf-fund i { color: rgba(255,255,255,0.9); }
.sf-node strong {
  font-size: 15px;
  font-weight: 700;
  color: var(--text-primary);
  display: block;
}
.sf-fund strong { color: white; }
.sf-node span { font-size: 12px; color: var(--text-muted); }
.sf-fund span { color: rgba(255,255,255,0.7); }

.sf-arrow {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
  padding: 0 20px;
  color: var(--primary);
}
.sf-arrow i { font-size: 20px; opacity: 0.5; }
.sf-arrow-label {
  font-size: 11px;
  font-weight: 600;
  color: var(--text-muted);
  white-space: nowrap;
}

.structure-govs {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  justify-content: center;
}
.gov-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--bg-light);
  border: 1px solid var(--border);
  border-radius: 100px;
  padding: 10px 18px;
  font-size: 13px;
  font-weight: 600;
  color: var(--text-secondary);
}
.gov-badge i { color: var(--primary); }

/* ---- Timeline ---- */
.fund-timeline-section {
  position: relative;
  padding: 100px 0;
  overflow: hidden;
}
.fund-timeline-bg {
  position: absolute;
  inset: 0;
  background: linear-gradient(160deg, #0B2C6E 0%, #1A3A9C 50%, #0B2C6E 100%);
  z-index: 0;
}
.fund-timeline-section .container { position: relative; z-index: 1; }

.timeline-wrap {
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius-xl);
  padding: 48px 36px;
  margin-bottom: 40px;
  backdrop-filter: blur(10px);
}

.timeline-row {
  display: flex;
  align-items: flex-start;
  justify-content: center;
  gap: 0;
  flex-wrap: wrap;
}

.tl-item {
  flex: 1;
  min-width: 100px;
  text-align: center;
  padding: 0 8px;
  position: relative;
}

.tl-year {
  font-size: 12px;
  font-weight: 700;
  color: rgba(255,255,255,0.5);
  margin-bottom: 10px;
  letter-spacing: 0.06em;
}

.tl-icon {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  margin: 0 auto 12px;
}
.tl-item.invest .tl-icon {
  background: rgba(30,95,212,0.3);
  color: #7BB3FF;
  border: 2px solid rgba(30,95,212,0.5);
}
.tl-item.recover .tl-icon {
  background: rgba(26,158,87,0.3);
  color: #6EEAA0;
  border: 2px solid rgba(26,158,87,0.5);
}
.tl-item.highlight-tl .tl-icon {
  background: linear-gradient(135deg, #E87A00, #FFB347);
  color: white;
  border: 2px solid rgba(232,122,0,0.6);
  box-shadow: 0 0 20px rgba(232,122,0,0.4);
}

.tl-label {
  font-size: 14px;
  font-weight: 700;
  color: white;
  margin-bottom: 6px;
}
.tl-sublabel {
  font-size: 12px;
  color: rgba(255,255,255,0.55);
  line-height: 1.5;
}

.tl-connector {
  padding-top: 18px;
  color: rgba(255,255,255,0.25);
  font-size: 18px;
  flex-shrink: 0;
  align-self: flex-start;
}

.timeline-summary {
  display: flex;
  align-items: stretch;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius-lg);
  overflow: hidden;
  flex-wrap: wrap;
}

.tsummary-item {
  flex: 1;
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 24px 28px;
}
.tsummary-item i {
  font-size: 28px;
  color: #FFD166;
  flex-shrink: 0;
}
.tsummary-item strong {
  display: block;
  font-size: 15px;
  font-weight: 700;
  color: white;
  margin-bottom: 4px;
}
.tsummary-item span {
  font-size: 13px;
  color: rgba(255,255,255,0.6);
  line-height: 1.5;
}
.tsummary-item em {
  font-style: normal;
  color: #FFD166;
  font-weight: 700;
}

.tsummary-divider {
  width: 1px;
  background: rgba(255,255,255,0.1);
  flex-shrink: 0;
}

/* ---- Fund Section Responsive ---- */
@media (max-width: 1024px) {
  .fund-hero-content {
    grid-template-columns: 1fr;
  }
  .fund-hero-right { order: -1; }
  .fund-summary-card { position: static; max-width: 480px; margin: 0 auto; }
  .tax-tables-wrap { grid-template-columns: 1fr; }
  .safety-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 860px) {
  .fund-kpi-bar { gap: 10px; }
  .fund-kpi { min-width: 100px; padding: 12px 14px; }
  .compare-table { font-size: 13px; }
  .compare-item, .compare-startrun, .compare-other { padding: 14px 16px; }
  .safety-grid { grid-template-columns: 1fr; }
  .fund-structure { padding: 28px 20px; }
  .structure-flow { flex-direction: column; align-items: center; }
  .sf-arrow { padding: 8px 0; }
  .sf-arrow i { transform: rotate(90deg); font-size: 16px; }
  .sf-arrow-label { display: none; }
  .timeline-row { gap: 4px; }
  .tsummary-item { padding: 18px 20px; }
  .tsummary-divider { width: 100%; height: 1px; }
}

@media (max-width: 600px) {
  .fund-hero { padding: 80px 0 60px; }
  .fund-hero-title { font-size: 30px; }
  .fund-hero-cta { flex-direction: column; }
  .fund-hero-cta .btn { width: 100%; justify-content: center; }
  .fund-kpi-bar { flex-direction: column; }
  .fund-kpi { width: 100%; }
  .tax-table-header { padding: 16px 20px; }
  .timeline-wrap { padding: 28px 16px; }
  .tl-item { min-width: 80px; }
  .tl-label { font-size: 12px; }
  .tl-sublabel { font-size: 11px; }
}

/* ============================================================
   21. 소득공제 절세 계산기 (TAX CALCULATOR)
   ============================================================ */

/* ── 섹션 전체 ── */
.tax-calc-section {
  background: var(--bg-white);
}

/* ── 히어로 배너 ── */
.tax-calc-hero {
  background: linear-gradient(160deg, #0B2C6E 0%, #1A3A9C 60%, #0B2C6E 100%);
  padding: 80px 0 140px;
  position: relative;
  overflow: hidden;
}
.tax-calc-hero::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 0; right: 0;
  height: 80px;
  background: var(--bg-white);
  clip-path: ellipse(55% 100% at 50% 100%);
}

/* ── 3-step 배지 ── */
.calc-steps {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  margin-top: 36px;
  flex-wrap: wrap;
}
.calc-step-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
}
.calc-step-num {
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 0.1em;
  color: rgba(255,255,255,0.5);
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: 100px;
  padding: 4px 14px;
}
.calc-step-item.active .calc-step-num {
  background: var(--accent);
  color: white;
  border-color: var(--accent);
}
.calc-step-txt {
  font-size: 13px;
  font-weight: 600;
  color: rgba(255,255,255,0.7);
}
.calc-step-item.active .calc-step-txt { color: #FFD166; }
.calc-step-arrow {
  color: rgba(255,255,255,0.25);
  font-size: 14px;
  margin-bottom: 22px;
}

/* ── 바디 ── */
.tax-calc-body {
  margin-top: -80px;
  padding-bottom: 80px;
  position: relative;
  z-index: 2;
}

/* ── 메인 카드 (2컬럼) ── */
.tcc-main {
  display: grid;
  grid-template-columns: 420px 1fr;
  gap: 28px;
  align-items: start;
  margin-bottom: 40px;
}

/* ── 입력 패널 ── */
.tcc-input-panel {
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  padding: 36px 28px;
  box-shadow: var(--shadow-md);
  display: flex;
  flex-direction: column;
  gap: 32px;
}

.tcc-input-group {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.tcc-group-label {}
.tcc-step-badge {
  display: inline-block;
  font-size: 10px;
  font-weight: 800;
  letter-spacing: 0.12em;
  color: var(--primary);
  background: var(--primary-light);
  border-radius: 100px;
  padding: 3px 10px;
  margin-bottom: 6px;
}
.tcc-group-label h3 {
  font-size: 16px;
  font-weight: 700;
  color: var(--text-primary);
  margin-bottom: 2px;
}
.tcc-group-label p {
  font-size: 12px;
  color: var(--text-muted);
}

/* 금액 표시 */
.tcc-amount-display {
  display: flex;
  align-items: baseline;
  gap: 8px;
  padding: 14px 18px;
  background: var(--primary-light);
  border-radius: var(--radius-md);
  border: 1px solid rgba(30,95,212,0.15);
}
.tcc-amount-num {
  font-size: 32px;
  font-weight: 900;
  color: var(--primary);
  letter-spacing: -0.02em;
  line-height: 1;
  transition: var(--transition);
}
.tcc-amount-num.invest { color: var(--accent); }
.tcc-amount-unit {
  font-size: 16px;
  font-weight: 700;
  color: var(--text-muted);
}

/* 슬라이더 */
.tcc-slider {
  width: 100%;
  height: 6px;
  appearance: none;
  -webkit-appearance: none;
  background: linear-gradient(to right, var(--primary) 0%, var(--primary) 50%, var(--border) 50%, var(--border) 100%);
  border-radius: 100px;
  outline: none;
  cursor: pointer;
  transition: background 0.1s;
}
.tcc-slider.invest {
  background: linear-gradient(to right, var(--accent) 0%, var(--accent) 6%, var(--border) 6%, var(--border) 100%);
}
.tcc-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: white;
  border: 3px solid var(--primary);
  box-shadow: 0 2px 8px rgba(30,95,212,0.3);
  cursor: grab;
  transition: var(--transition);
}
.tcc-slider.invest::-webkit-slider-thumb {
  border-color: var(--accent);
  box-shadow: 0 2px 8px rgba(232,122,0,0.3);
}
.tcc-slider::-webkit-slider-thumb:active { cursor: grabbing; transform: scale(1.15); }
.tcc-slider::-moz-range-thumb {
  width: 20px; height: 20px;
  border-radius: 50%;
  background: white;
  border: 3px solid var(--primary);
  cursor: grab;
}

.tcc-slider-labels {
  display: flex;
  justify-content: space-between;
  font-size: 11px;
  color: var(--text-muted);
  margin-top: -8px;
}

/* 직접 입력 */
.tcc-direct-input-wrap {
  display: flex;
  align-items: center;
  gap: 10px;
}
.tcc-direct-label {
  font-size: 12px;
  font-weight: 600;
  color: var(--text-muted);
  white-space: nowrap;
}
.tcc-direct-input {
  display: flex;
  align-items: center;
  flex: 1;
  background: var(--bg-light);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  overflow: hidden;
}
.tcc-direct-input input {
  flex: 1;
  border: none;
  background: none;
  padding: 8px 12px;
  font-size: 15px;
  font-weight: 700;
  color: var(--text-primary);
  font-family: var(--font);
  outline: none;
  width: 0;
}
.tcc-direct-input span {
  padding: 8px 12px;
  font-size: 13px;
  color: var(--text-muted);
  border-left: 1px solid var(--border);
  white-space: nowrap;
}

/* 세율 구간 배지 */
.tcc-bracket-badge {
  display: flex;
  align-items: center;
  gap: 8px;
  background: var(--bg-light);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  padding: 10px 14px;
  font-size: 13px;
  color: var(--text-secondary);
  transition: var(--transition);
}
.tcc-bracket-badge i { color: var(--primary); }
.tcc-bracket-badge strong { color: var(--primary); font-size: 15px; }

/* 공제율 밴드 */
.tcc-deduct-bands {
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.tcc-band {
  display: flex;
  align-items: center;
  gap: 12px;
}
.tcc-band-bar {
  flex: 1;
  height: 8px;
  background: var(--border);
  border-radius: 100px;
  overflow: hidden;
}
.tcc-band-fill {
  height: 100%;
  border-radius: 100px;
  width: 0%;
  transition: width 0.5s cubic-bezier(0.4,0,0.2,1);
  background: var(--primary);
}
#band2Fill { background: var(--accent); }
#band3Fill { background: var(--purple); }

.tcc-band-info {
  display: flex;
  flex-direction: column;
  min-width: 120px;
}
.tcc-band-info span { font-size: 10px; color: var(--text-muted); }
.tcc-band-info strong { font-size: 12px; color: var(--text-primary); font-weight: 700; }

/* 계산 버튼 */
.tcc-calc-btn {
  width: 100%;
  padding: 18px;
  background: linear-gradient(135deg, var(--primary), var(--primary-dark));
  color: white;
  border: none;
  border-radius: var(--radius-md);
  font-size: 17px;
  font-weight: 800;
  font-family: var(--font);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  box-shadow: 0 6px 24px rgba(30,95,212,0.35);
  transition: var(--transition);
  letter-spacing: -0.01em;
}
.tcc-calc-btn:hover {
  transform: translateY(-3px);
  box-shadow: 0 12px 36px rgba(30,95,212,0.45);
}
.tcc-calc-btn:active { transform: translateY(0); }
.tcc-calc-btn.loading {
  opacity: 0.8;
  pointer-events: none;
}

/* ── 결과 패널 ── */
.tcc-result-panel {
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  padding: 36px 32px;
  box-shadow: var(--shadow-md);
  display: flex;
  flex-direction: column;
  gap: 28px;
  position: relative;
  overflow: hidden;
}
.tcc-result-panel::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--primary), var(--accent), var(--green));
}

/* 결과 헤더 */
.tcc-result-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
}
.tcc-result-title {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 16px;
  font-weight: 700;
  color: var(--text-primary);
}
.tcc-result-title i { color: var(--primary); font-size: 18px; }
.tcc-result-update {
  font-size: 12px;
  color: var(--text-muted);
  background: var(--bg-light);
  border-radius: 100px;
  padding: 4px 12px;
  border: 1px solid var(--border);
}

/* 핵심 수치 카드 3개 */
.tcc-key-numbers {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 14px;
}
.tcc-key-card {
  background: var(--bg-light);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 18px 16px;
  text-align: center;
  transition: var(--transition);
}
.tcc-key-card:hover { border-color: var(--primary); box-shadow: var(--shadow-sm); }
.tcc-key-card.primary {
  background: linear-gradient(135deg, var(--primary-dark), var(--primary));
  border-color: transparent;
  box-shadow: 0 4px 20px rgba(30,95,212,0.25);
}
.tcc-key-label {
  font-size: 11px;
  font-weight: 600;
  color: var(--text-muted);
  margin-bottom: 8px;
  line-height: 1.4;
}
.tcc-key-card.primary .tcc-key-label { color: rgba(255,255,255,0.7); }
.tcc-key-value {
  font-size: 26px;
  font-weight: 900;
  color: var(--primary);
  letter-spacing: -0.02em;
  line-height: 1;
  margin-bottom: 6px;
  transition: var(--transition);
}
.tcc-key-value.sm { font-size: 20px; }
.tcc-key-card.primary .tcc-key-value { color: #FFD166; }
.tcc-key-sub {
  font-size: 11px;
  color: var(--text-muted);
}
.tcc-key-card.primary .tcc-key-sub { color: rgba(255,255,255,0.6); }

/* 바 차트 */
.tcc-chart-area {
  background: var(--bg-light);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 20px 22px;
}
.tcc-chart-title {
  font-size: 13px;
  font-weight: 700;
  color: var(--text-primary);
  margin-bottom: 16px;
}
.tcc-bar-chart { display: flex; flex-direction: column; gap: 12px; }
.tcc-bar-row { display: flex; align-items: center; gap: 12px; }
.tcc-bar-label {
  font-size: 12px;
  font-weight: 600;
  color: var(--text-secondary);
  min-width: 80px;
  text-align: right;
  white-space: nowrap;
}
.tcc-bar-track {
  flex: 1;
  height: 28px;
  background: var(--border);
  border-radius: var(--radius-sm);
  overflow: hidden;
}
.tcc-bar-fill {
  height: 100%;
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  padding: 0 10px;
  transition: width 0.8s cubic-bezier(0.4,0,0.2,1);
  min-width: 60px;
}
.tcc-bar-fill span {
  font-size: 11px;
  font-weight: 700;
  color: white;
  white-space: nowrap;
}
.tcc-bar-fill.before { background: rgba(30,95,212,0.4); }
.tcc-bar-fill.after { background: var(--primary); }
.tcc-bar-fill.saving { background: linear-gradient(90deg, var(--green), #22C55E); }
.saving-row .tcc-bar-label { color: var(--green); }

/* 상세 테이블 */
.tcc-detail-table {
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  overflow: hidden;
}
.tcc-detail-title {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 14px 18px;
  background: var(--bg-light);
  font-size: 14px;
  font-weight: 700;
  color: var(--text-primary);
  border-bottom: 1px solid var(--border);
}
.tcc-detail-title i { color: var(--primary); }
.tcc-detail-toggle {
  margin-left: auto;
  font-size: 12px;
  font-weight: 600;
  color: var(--primary);
  background: none;
  border: none;
  cursor: pointer;
  display: flex;
  align-items: center;
  gap: 4px;
  font-family: var(--font);
  transition: var(--transition);
}
.tcc-detail-toggle i { transition: transform 0.3s; }
.tcc-detail-toggle.open i { transform: rotate(180deg); }

.tcc-detail-body {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease;
}
.tcc-detail-body.open { max-height: 500px; }

.tcc-detail-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 11px 18px;
  border-bottom: 1px solid var(--border);
  font-size: 13px;
}
.tcc-detail-row:last-child { border-bottom: none; }
.tcc-detail-row span:first-child { color: var(--text-secondary); }
.tcc-detail-row span:last-child { font-weight: 700; color: var(--text-primary); }
.tcc-detail-row.highlight-row { background: rgba(30,95,212,0.04); }
.tcc-detail-row.highlight-row span:last-child { color: var(--primary); }
.tcc-detail-row.total-row {
  background: linear-gradient(135deg, var(--primary-dark), var(--primary));
}
.tcc-detail-row.total-row span { color: white !important; font-weight: 800 !important; }

/* 세율 구간표 */
.tcc-bracket-table {
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  overflow: hidden;
}
.tcc-bracket-title {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 14px 18px;
  background: var(--bg-light);
  font-size: 14px;
  font-weight: 700;
  color: var(--text-primary);
  border-bottom: 1px solid var(--border);
}
.tcc-bracket-title i { color: var(--primary); }
.tcc-tax-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 13px;
}
.tcc-tax-table thead tr { background: rgba(30,95,212,0.05); }
.tcc-tax-table th {
  padding: 10px 14px;
  font-size: 11px;
  font-weight: 700;
  color: var(--text-muted);
  letter-spacing: 0.05em;
  text-align: center;
}
.tcc-tax-table th:first-child { text-align: left; }
.tcc-tax-table td {
  padding: 10px 14px;
  border-bottom: 1px solid var(--border);
  color: var(--text-secondary);
  text-align: center;
}
.tcc-tax-table td:first-child { text-align: left; }
.tcc-tax-table tbody tr:last-child td { border-bottom: none; }
.tcc-tax-table tbody tr:hover { background: var(--bg-light); }
.tcc-tax-table tbody tr.current-bracket {
  background: rgba(30,95,212,0.08);
  font-weight: 700;
}
.tcc-tax-table tbody tr.current-bracket td { color: var(--primary); }

/* CTA */
.tcc-result-cta {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}
.tcc-result-cta .btn { flex: 1; justify-content: center; min-width: 140px; }

/* 풀스펙 계산기 링크 배너 */
.tcc-fullcalc-link {
  margin: 4px 0 8px;
}
.tcc-fullcalc-btn {
  display: flex;
  align-items: center;
  gap: 10px;
  background: linear-gradient(135deg, #0B2C6E, #1E5FD4);
  color: #fff;
  text-decoration: none;
  border-radius: var(--radius-sm);
  padding: 14px 18px;
  font-size: 13px;
  font-weight: 700;
  transition: var(--transition);
  box-shadow: 0 4px 14px rgba(30,95,212,0.25);
  position: relative;
  overflow: hidden;
}
.tcc-fullcalc-btn::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(255,255,255,0.08), transparent);
  pointer-events: none;
}
.tcc-fullcalc-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(30,95,212,0.35);
}
.tcc-fullcalc-btn i { font-size: 14px; opacity: 0.9; }
.tcc-fullcalc-badge {
  margin-left: auto;
  background: #FFD166;
  color: #0B2C6E;
  border-radius: 20px;
  padding: 2px 10px;
  font-size: 10px;
  font-weight: 800;
  letter-spacing: 0.5px;
  flex-shrink: 0;
}
.tcc-fullcalc-desc {
  font-size: 11px;
  color: var(--text-muted);
  margin-top: 7px;
  padding-left: 2px;
}

/* 면책 문구 */
.tcc-disclaimer {
  font-size: 11px;
  color: var(--text-muted);
  line-height: 1.7;
  padding-top: 4px;
  border-top: 1px solid var(--border);
}

/* ── 하단 공제율 요약 카드 ── */
.tcc-summary-cards {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}
.tcc-sum-card {
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 28px 20px;
  text-align: center;
  transition: var(--transition);
}
.tcc-sum-card:hover { transform: translateY(-2px); box-shadow: var(--shadow-md); border-color: var(--primary); }
.tcc-sum-card.accent { border-color: var(--green); background: #EBF8EF; }
.tcc-sum-icon {
  width: 48px; height: 48px;
  border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  font-size: 20px;
  margin: 0 auto 14px;
}
.tcc-sum-card h4 {
  font-size: 14px;
  font-weight: 700;
  color: var(--text-primary);
  margin-bottom: 8px;
}
.tcc-sum-rate {
  font-size: 36px;
  font-weight: 900;
  color: var(--primary);
  line-height: 1;
  margin-bottom: 10px;
  letter-spacing: -0.02em;
}
.tcc-sum-card p {
  font-size: 12px;
  color: var(--text-muted);
  line-height: 1.5;
}

/* ── 반응형 ── */
@media (max-width: 1100px) {
  .tcc-main { grid-template-columns: 1fr; }
  .tcc-input-panel { max-width: 100%; }
  .tcc-key-numbers { grid-template-columns: repeat(3, 1fr); }
  .tcc-summary-cards { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 760px) {
  .tcc-key-numbers { grid-template-columns: 1fr; }
  .tcc-bar-label { min-width: 64px; font-size: 11px; }
  .tcc-result-cta { flex-direction: column; }
  .tcc-result-cta .btn { min-width: 0; }
  .tcc-summary-cards { grid-template-columns: 1fr 1fr; }
  .calc-steps { gap: 6px; }
  .calc-step-arrow { display: none; }
  .tax-calc-hero { padding: 60px 0 120px; }
}
@media (max-width: 480px) {
  .tcc-summary-cards { grid-template-columns: 1fr; }
  .tcc-amount-num { font-size: 26px; }
  .tcc-key-value { font-size: 22px; }
  .tcc-key-value.sm { font-size: 18px; }
}

/* ── 320px Mobile Optimization ── */
@media (max-width: 480px) {
  .container { padding: 0 16px; }
  
  /* Header */
  .header-inner { height: 56px; }
  .logo-text { font-size: 15px; }
  .logo-mark { width: 28px; height: 28px; font-size: 14px; }
  
  /* Hero */
  .hero-section { padding-top: 100px; padding-bottom: 60px; min-height: auto; }
  .hero-title { font-size: 26px !important; letter-spacing: -0.5px; }
  .hero-subtitle { font-size: 14px; }
  .hero-badge { font-size: 11px; padding: 6px 12px; margin-bottom: 20px; }
  .hero-cta-group { flex-direction: column; }
  .hero-cta-group .btn { width: 100%; justify-content: center; }
  .hero-trust-bar { flex-direction: column; padding: 16px; gap: 0; width: 100%; }
  .trust-item { padding: 10px 0; text-align: left; display: flex; align-items: center; gap: 8px; }
  .trust-item strong { font-size: 16px; }
  .trust-divider { width: 100%; height: 1px; }
  
  /* Section common */
  .section-pad { padding: 60px 0; }
  .section-title { font-size: 22px !important; }
  .section-desc { font-size: 13px; }
  .section-label { font-size: 10px; letter-spacing: 2px; }
  
  /* Fund */
  .fund-hero { padding: 60px 0; }
  .fund-hero-content { grid-template-columns: 1fr !important; gap: 24px; }
  .fund-hero-title { font-size: 24px !important; }
  .fund-hero-desc { font-size: 14px; }
  .fund-kpi-bar { grid-template-columns: 1fr !important; }
  .fund-hero-cta { flex-direction: column; }
  .fund-hero-cta .btn { width: 100%; justify-content: center; }
  .fund-summary-card { padding: 20px; }
  .fund-summary-row { font-size: 12px; }
  
  /* Compare table */
  .compare-table { font-size: 12px; }
  .compare-table th, .compare-table td { padding: 10px 12px; }
  
  /* Tax table */
  .tax-table { font-size: 11px; }
  
  /* Tax benefit cards */
  .tax-grid { grid-template-columns: 1fr !important; }
  .tax-benefit-list { grid-template-columns: 1fr !important; }
  .tax-card { padding: 24px 20px; }
  
  /* Safety cards */
  .safety-cards { grid-template-columns: 1fr !important; }
  .safety-card { padding: 20px; }
  
  /* Timeline */
  .timeline-cards { grid-template-columns: 1fr !important; }
  
  /* About */
  .about-grid { grid-template-columns: 1fr !important; }
  .about-card { padding: 24px 20px; }
  
  /* Strength */
  .strength-grid { grid-template-columns: 1fr !important; }
  .strength-card { padding: 20px; }
  
  /* Metrics */
  .metrics-grid { grid-template-columns: repeat(2, 1fr) !important; }
  .metric-item strong { font-size: 1.5rem; }
  
  /* Calculator */
  .calc-card, .tcc-card { padding: 20px !important; }
  
  /* Reviews */
  .reviews-grid { grid-template-columns: 1fr !important; }
  .review-card { padding: 20px; }
  
  /* Value */
  .value-grid { grid-template-columns: 1fr !important; }
  
  /* Apply */
  .apply-section { padding: 60px 0; }
  .apply-title { font-size: 24px !important; }
  .apply-desc { font-size: 14px; margin-bottom: 32px; }
  .apply-form { padding: 24px 20px; }
  .form-row { grid-template-columns: 1fr !important; gap: 16px; }
  .form-actions { flex-direction: column; }
  .form-actions .btn { width: 100%; min-width: auto; }
  
  /* FAQ */
  .faq-question { padding: 14px 16px; font-size: 14px; }
  .faq-answer { font-size: 13px; padding: 0 16px; }
  .faq-item.open .faq-answer { padding: 0 16px 16px; }
  
  /* Footer */
  .footer-links { grid-template-columns: 1fr !important; gap: 16px; }
  .footer-inner { gap: 24px; }
  
  /* Floating CTA */
  .floating-btn { padding: 12px 18px; font-size: 13px; }
  .floating-btn span { display: none; }
  
  /* Buttons */
  .btn { font-size: 13px; padding: 10px 16px; }
  .btn-lg { padding: 12px 20px; font-size: 14px; }
}

/* Structure section mobile fix */
@media (max-width: 480px) {
  .fund-structure { padding: 24px 16px; }
  .structure-title { font-size: 16px; margin-bottom: 24px; }
  .structure-flow { flex-direction: column; gap: 0; }
  .sf-node { min-width: auto; width: 100%; padding: 20px 16px; }
  .sf-arrow { flex-direction: row; padding: 10px 0; gap: 8px; }
  .sf-arrow i { font-size: 14px; transform: rotate(90deg); }
  .sf-arrow-label { font-size: 10px; }
  .structure-govs { flex-direction: column; }
  .gov-badge { width: 100%; justify-content: center; }
}